.transparency-section {
    padding: 4.5rem 0;
    background: #f6f8fb;
}

.transparency-section__header {
    max-width: 760px;
    margin: 0 auto 2rem;
    text-align: center;
}

.transparency-section__eyebrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 2rem;
    padding: 0.35rem 0.8rem;
    margin-bottom: 0.85rem;
    border: 1px solid #d7e3f4;
    border-radius: 999px;
    color: #335074;
    background: #ffffff;
    font-size: 0.8rem;
    font-weight: 700;
    line-height: 1.2;
}

.transparency-section__title {
    margin: 0;
    color: #111827;
    font-size: 2rem;
    font-weight: 800;
    line-height: 1.18;
}

.transparency-section__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.25rem;
}

.transparency-section__panel {
    min-height: 100%;
    padding: 1.6rem;
    border: 1px solid #dbe5f2;
    border-radius: 8px;
    background: #ffffff;
    box-shadow: 0 16px 40px rgba(15, 23, 42, 0.06);
}

.transparency-section__panel h3 {
    margin: 0 0 1rem;
    color: #111827;
    font-size: 1.15rem;
    font-weight: 800;
    line-height: 1.25;
}

.transparency-section__panel ul {
    display: grid;
    gap: 0.78rem;
    padding: 0;
    margin: 0;
    list-style: none;
}

.transparency-section__panel li {
    display: grid;
    grid-template-columns: 1.6rem minmax(0, 1fr);
    gap: 0.7rem;
    align-items: start;
    color: #334155;
    font-size: 0.98rem;
    line-height: 1.45;
}

.transparency-section__mark {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 1.6rem;
    height: 1.6rem;
    border-radius: 999px;
    font-size: 0.8rem;
    font-weight: 800;
    line-height: 1;
}

.transparency-section__panel--included .transparency-section__mark {
    color: #116149;
    background: #dcfce7;
}

.transparency-section__panel--excluded .transparency-section__mark {
    color: #7f1d1d;
    background: #fee2e2;
}

@media (max-width: 767.98px) {
    .transparency-section {
        padding: 3.25rem 0;
    }

    .transparency-section__title {
        font-size: 1.55rem;
    }

    .transparency-section__grid {
        grid-template-columns: 1fr;
    }

    .transparency-section__panel {
        padding: 1.25rem;
    }
}